This simple calculation will give you an idea of the maximum boat loan payment you can afford based on your income and expenses.

If your debt to income ratio is above 50% then it is unlikely you will qualify for a boat loan. Paying down your debt to reach a level below 50% before applying for a boat loan is your best course of action.

Please fill out the form below and press the submit button to see the result.

Loan Calculator

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SeaDream Loans

With our nationwide network of lending partners we have the financial flexibility to offer you the best solution for your individual needs. Unlike many other lenders we don’t force our clients into non-standard boat loan structures that work great for the bank but not necessarily for you.